Settlement on BAC foreclosure practices?

There are tons of news on this subject recently,

The mortgage settlement of nation’s five largest mortgage lenders (Bank of America (NYSE:BAC), JPMorgan (NYSE:JPM), Wells Fargo (NYSE:WFC), Citibank (NYSE:C), and Ally Financial (NYSE:ALLY-B)) is more than a year in the making. On Monday, Donovan and Associate U.S. Attorney General Thomas Perrelli briefed Democratic and Republic state attorneys general on the outlines of a $25 billion settlement.

In exchange for between $20 billion to $25 billion in relief to distressed homeowners, the 5 banks will put behind them potential government lawsuits about improper foreclosures and abuses in originating and servicing the loans. It is reported that the settlement will come within weeks,

http://www.reuters.com/article/2012/01/18/us-usa-housing-donovan-idUSTRE80H1LI20120118

http://wallstcheatsheet.com/breaking-news/government-nears-mortgage-settlement-over-major-banks-foreclosure-practices.html/

However, the flare of opposition comes as the Obama administration struggles to wrap up this settlement.  The bank settlement falls short before tomorrow’s State of Union Speech,

http://www.baycitizen.org/housing/story/bay-area-politicos-foreclosure-falls/

http://www.thenation.com/blog/165806/obama-brink-settlement-big-banks-and-progressives-are-furious

What will we see in the future? Will this be dragged on and on forever? I think Obama administration does not want the delay since by resolving it before big Election Day will be another huge win for him. Then, how can this be resolved in a timely fashion? Raise the price tab somewhat, or significantly? Or no settlement at all, just kill all big 5 so that the opposition will be quiet. However, eventually who will compensate for the loss? …

It is very interesting to see what will happen in next few weeks. Stay tuned.

About Timeless Investor

My name is Samual Lau. I am a long-term value investor and a zealous disciple of Ben Graham. And I am a MBA graduated in May 2010 from Carnegie Mellon University. My concentrations are Finance, Strategy and Marketing.
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